Apple Pay is a payment option available on iPhones, iWatches, and iPads. It has several applications, including grocery shopping, ticket purchases, and sportsbook deposits. The legalization of online sports betting in the US offers a new form of excitement to punters. With access to top sites like FanDuel, Caesars sportsbook, and BetRivers sports, what many bettors seek are reliable payment options. Apple Pay is an excellent payment for many players, but most bettors wonder if their favorite sports book accepts this unique payment solution.
This guide provides information on Apple Pay betting apps, setting up an Apple Pay account, common questions, and the best online betting site for this payment method. You can use Apple Pay on your iPhones, MacBooks, Apple Watch, and iPad devices, so you’re not restricted to one type of Apple device.
Best Apple Pay Betting Apps
Bettors who want to use the Apple Pay option for sports betting can do so on many online betting sites. Sites that make our list of best Apple Pay betting sites include:
- FanDuel Sportsbook app
- BetMGM Sports app
- PlaySugarHouse Sportsbook app
- BetRivers Sportsbook app
- Bet365 Sportsbook app
- Unibet Sportsbook app
Top sports betting platforms that accept Apple Pay deposits must compete to get players to visit their platforms. In addition to the ease of use and other excellent features of each platform, the sites we recommend offer amazing bonuses and sportsbook promo codes.
Each unique offer has terms and conditions that make them suitable for a specific demographic. You must review these Ts and Cs to decide if a bonus is worth claiming for your playstyle.
You can find all the latest offers on our website, bonus codes, and links – if they are available. Pick a site, register, and start betting with Apple Pay on your favorite sports market, fantasy sports, or even casino games.
How We Benchmark Apple Pay Betting Apps
Our editors’ picks for Apple Pay betting apps is the easiest way to begin your sportsbook journey. They are great across all fronts, and they are the few legal betting apps that accept Apple Pay deposits. To find the best among these, you should look inwards and consider the following:
Withdrawal options: Since Apple Pay betting apps do not support withdrawals, you must join an operator that offers some methods that would be convenient for cashing out.
Betting markets and options: Are you looking for the best live betting app? Or maybe a great betting app for beginners? Which sports are you interested in, and what types of bets do you enjoy? Some operators are great for props and flash betting odds, while others cover every sport under the sun. Read our reviews to select with additional insights about each Apple Pay sportsbook.
Free bets and promotions: Any sportsbook deposit can come with additional perks. Bettors should always consider what they will win for committing money to an operator. Some will provide risk-free bets, others betting insurance, and a few might hand out no deposit free bets before you pull out funds from your Apple Wallet.
With safety, security, and licensing covered across all listed betting apps, the above factors are some that can help you make your ultimate Apple Pay betting app selection.
Guide to Apple Pay Sportsbook Banking
Bettors with an Apple device will be attracted to the Apple Pay option on online betting sites. If you’re one of these curious bettors and want to learn how to set up your Apple Pay account for sports betting, here is a simple guide to follow:
Step 1: Confirm you have a compatible device
Compatible devices that support the Apple Pay feature include the following:
- iPhones with a Touch ID or Face ID (iPhone 6 or better) except the iPhone 5 devices.
- Apple Watch Series 1 or better.
- iPads with a Touch ID or Face ID.
- Mac devices with a Touch ID.
Note: The Apple Cash terms and conditions state that “Jailbroken” devices may not work with the feature – so it is best to avoid tampering with your device.
What can I do if I use an iPhone 5?
Users with an iPhone 5, 5c, or 5s can enjoy the Apple Pay feature by pairing it with an Apple Watch. The NFC chip in the Apple Watch ensures you’re not left out.
Still not seeing the Apple Pay feature with a compatible device?
If you find yourself in this situation, a simple update to the latest Apple device software will do the trick. Go to your settings and navigate to “Software Update” in the General section to confirm you don’t have a pending iOS, macOS, or watchOS update.
You must also sign in to your iCloud account to avoid issues with the Apple Pay services.
Step 2: Pick a card provider
Apple Pay supports more than 500 banks in the US, including all the major financial institutions in the country. You can check out the Apple Pay US banks here to find your card provider.
Step 3: Apple Pay activation
The Wallet app comes pre-installed on most of the latest Apple devices, so you don’t need to download it. Open the app, and you will find a “+” icon at the top-right that you should click to add a card. The page has steps you must follow to set up a card, and a neat feature lets you use your camera to capture the necessary details.
Your bank decides if your card is eligible for use on Apple Pay, so you must wait for verification via phone, text message, or email. You can set up multiple cards on your Apple Pay account and choose a default card in your device settings.
Step 4: Launch your sports betting app
Several top sports betting sites support Apple Pay. Our list of best Apple Pay betting apps gives you a look at some of the platforms you should consider. In our opinion, FanDuel is our highest-rated Apple Pay betting app. The platform offers a $1,000 risk-free bet, and you can read our comprehensive FanDuel review for more information.
The apps we list above are all licensed to operate in the US, and you can find the mobile apps by visiting the operator’s website or the App Store. While operators offer Android and Apple apps, the Apple Pay feature is only available to Apple users.
Step 5: Pick a sportsbook deposit method
The payment page on an Apple Pay betting site is accessible via the funds, deposit, or wallet button. Select Apple Pay from the list, and complete your deposits with these easy steps:
- Enter a deposit amount.
- Use your Face ID, Touch ID, and password for verification.
- Voila! Deposit complete.
Step 6: Withdraw winnings
Betting with real money means you have a chance to win real money. Unfortunately, Apple Pay doesn’t support withdrawals, but you can use any other alternative payment methods like bank cards or e-wallets for this process.
Apple Pay Processing Times & Fees
Apple Pay has a reputation for being one of the fastest deposit methods on sports betting sites. Initiating a deposit transaction takes less than a minute, and the Apple services process your deposits instantly. However, there are sometimes delays in finding your deposits on your betting account.
While deposits are instant, withdrawals may often take longer. The significant reason for this delay is that Apple Pay doesn’t support withdrawals, so you often need to use another payment method like bank transfers for this purpose.
With the terms and conditions of the sports betting operator and banks, withdrawal time can vary from 2 to 10 working days. The betting sites need to process the withdrawals, while your bank may need to perform some verifications to lengthen the process.
Minimum Deposit and Withdrawal Limits
Making an Apple Pay deposit is a straightforward process on an online betting site. Despite its unique design, it still maintains certain features like deposit limits on your betting account.
Although US bettors can use the Apple Pay Cash card, other bettors can only link a credit or debit card to the Apple Pay wallet.
Using a debit card from your wallet to fund the Apple Pay Cash card is free but using credit cards comes with a fee. You need to pay 3% to fund the credit card transfer.
Nonetheless, using Apple Pay as an option to send or receive money comes at no additional cost. While the Apple Pay minimum deposit is $10, there is a $1 transfer minimum when using the Apple pay Cash card for transfers.
You also have Apple Pay cash card limits of $3,000 on single transactions and $10,000 weekly. Apple Pay doesn’t allow you to link directly to your bank account. This feature differentiates it from other e-wallets and promotes responsible gaming habits.
Apple Pay Background & Information
Apple is one of the giants in the tech industry, consistent with revolutionary innovations to make life easier. Apple Pay is one of these innovations – a contactless payment system for various Apple devices.
The development of Apple Pay began in 2013, with its launch in 2014 in the US on the iPhone 6 devices. In 2015, it became available in countries like China and the UK, with popular retailers like KFC and Starbucks starting to accept Apple Pay as a payment method.
Now, it is available in more than 60 countries with support for various card providers like American Express, Visa, and MasterCard. As one of the top mobile payment options, with over 43.9 million users in 2021, several top online betting platforms now support Apple Pay deposits.
Apple Cash Betting Apps
Apple Cash is a digital card that allows you to send and receive money using messages or the wallet. You can use the Apple Cash card for payments on apps or online stores that support Apple Pay, like FanDuel or BetMGM.
The Apple Cash card eliminates fees and uses features like Touch ID and Face ID for better security. Although this isn’t available on Apple Pay betting sites yet, making payments with the card can get you daily cash back on certain apps.
Remain Safe Betting Online
Online betting is exciting, but everyone worries about providing their personal financial information to betting sites. With the Apple Pay payment system, you can bypass the need to share your details with third-party sites.
First, Apple Pay doesn’t store your debit card information on your Apple device. This security feature makes the payment option better than alternatives like bank transfers or bank cards.
The authentication features that restrict access to the Apple Pay services are among the best in the industry – everyone knows hacking an Apple device is near impossible. You have the option to use a passcode, Touch ID, and Face ID to secure your Apple Pay wallet.
Apple allows users to set four to six-digit passcodes, which means there are 10,000 or 1,000,000 possible combinations of passcodes – with 10 being the limit before the device is locked. The probability of someone guessing your passcode is very low.
Your fingerprint is necessary for devices with the Touch ID to authenticate Apple Pay transactions. To set up this feature, navigate to the Touch ID & Passcode menu on the Settings page. You can then follow through with the steps shown to complete the process.
With Apple replacing some features on newer devices, some users won’t have the Touch ID. The Face ID will be available on these devices (iPhone X onwards). You can go to the Face ID & Passcode menu to set up your Face ID if you haven’t done so before.
Many other security features on Apple devices keep you safe when betting online. These include the Secure Enclave, AES hardware engine, secure boot, and more. By combining these with encryption technology guarantees high-level protection of your payment information during Apple Pay contactless payments.
Pros of Apple Pay Sports Betting
There are several reasons you should use Apple Pay for sports betting, and these include:
- Convenience: Apple Pay is a convenient payment method that is great for mobile sports betting. You don’t need to provide personal financial information or card details to use this option.
- Instant deposits with no fee: Deposits you make with Apple Pay are instant, and there is no fee associated with this service.
- Wallet on your device: Forgot your wallet at home? This isn’t an issue since the information you need for any payment is already set up on your iOS device during the initialization of Apple Pay.
- Security: Apple Pay uses a combination that includes a secure element for encrypting data and Face ID or Touch ID to prevent unwanted access to your device.
Cons of Apple Pay Sports Betting
Apple Pay is great, but it isn’t perfect, and here are some downsides of this option:
- Doesn’t support withdrawals: Unlike payment options like Skrill and PayPal, Apple Pay doesn’t support withdrawals. If you intend to withdraw your winnings, you must pick another payment method on the betting app.
- Device Restrictions: Apple is a company that thrives by pushing new products, both hardware, and software, into the market every year. To drive sales, older devices aren’t privy to certain features, such as Apple Pay.
- Site Restrictions: Betting apps that accept Apple Pay are limited, and some sites that support this option don’t offer their welcome offers to players who use it.
Alternative Sportsbook Banking Options
Apple Pay is an excellent payment method on various betting sites, but sometimes you may need to use a different option. Alternatives to Apple Pay available on top sports betting sites include:
- Prepaid Gift Cards: If you don’t want to provide your financial details on a sportsbook or have the cash to spend, then prepaid gift cards are suitable for sportsbook deposits. You can get these on the Apple Pay gambling sites or at various registered retailers.
- Bank/Wire Transfer: This is a direct transfer between the betting sites and banks that provides a safe means to send large deposits or withdrawals.
- E-Wallets: These digital wallets allow you to store funds for use in online transactions. This safe and fast payment method is accepted on most sportsbooks. PayPal, Skrill, and Neteller are popular Apple Pay alternatives on sports betting sites.
- Bank Cards: Credit or debit cards like Visa, MasterCard, American Express, and Discover are excellent alternatives on betting apps that accept Apple Pay if you want a deposit-only payment method.
- ACH Transfer or e-check: If you have a checking account, then why not use this fast and secure option as an Apple Pay alternative? This option is available on most platforms with high transaction limits.
- Cash at a physical location: Many betting sites have a physical location that you can visit to make payments. This is an alternative if you have no qualms about visiting a brick-and-mortar sportsbook occasionally.
- PayNearMe: With this option, you can take a barcode from betting sites to participating stores like CVS or 7-Eleven, make a payment, and use the code you get to fund your account.
How does Apple Pay Really Work?
Apple Pay is one of the simplest apps to understand and use – if you decide to ignore the principle behind this payment system. You need to know two things about Apple Pay; its Secure Element and NFC controller.
The Secure Element is one feature that makes Apple Pay work effectively. It is host to several applets, including a unique applet responsible for managing the Apple Pay service.
An applet is a small program or application whose purpose is to perform one or more simple functions that support a larger application. There are keys in use by the applets’ security domain and card issuer or payment network that enable them to share encrypted payment card data.
Direct communication between the NFC controller and Secure Element is necessary to complete an Apple Pay transaction on your device.
On the iPhone 5 devices, the lack of an SE chip makes it impossible to use the Apple Pay feature. If you use the iPhone 5, 5c, or 5s, you can pair your device with an iWatch to enjoy the Apple Pay feature.
The near-field-communication (NFC) controller is a crucial part of the Apple Pay contactless payments system. It ensures only nearby point-of-sale terminals send payment requests to the Apple Pay service.
However, since sportsbooks usually require payments on the web or within an app, the NFC controller doesn’t have a significant impact. For Apple Pay betting sites or apps payments, the secure element first encrypts the payment authorization details to the Apple Pay service before being routed to the Application Processor.
Our Highest-Rated Apple Pay Betting App: FanDuel
FanDuel sportsbook is the top betting app that we recommend for anyone that intends to make the most of the Apple Pay payment method. As a huge boost when you register on the platform, you have access to a $1,000 risk-free bet or the $200 free bet stakes when you make a first deposit of at least $10 and place a $5 minimum bet.
The latter offer is a timed-special event, and claiming it voids your eligibility to claim the risk-free bet stakes.
The sportsbook offers access to many top sports markets, including Basketball, Football, Soccer, Rugby, Boxing, Ice Hockey, Tennis, and many more. The types of bets available include live bets, prop bets, totals, spreads, moneylines, parlays, teasers, and more.
Payment options on the app include bank cards, PayPal, wire transfer, ACH, Apple Pay, and more. You can use Apple Pay for online betting by taking these simple steps:
- Go to https://sportsbook.fanduel.com/ and log into your betting account. If you don’t already have one, you can go through our FanDuel sportsbook app review for more details on how to complete your registration.
- Click on Account, then select the Add Funds option.
- Use Apple Pay and provide an amount to deposit into your betting account.
- Select “Continue to Lobby’ once the payment is complete.
Although FanDuel is available in AZ, CO, CT, IL, IN, IA, LA, MI, NJ, NY, PA, TN, VA, and WV, you can only use Apple Pay to fund your betting account in AZ, CO, IL, IN, NY, and WV due to state-specific gambling laws.
Apple Pay Betting Apps FAQs
Do betting apps support Apple Pay?
Yes, Apple Pay is one of the payment options available for funding your account on licensed US betting sites like Caesars Sportsbook and FanDuel sportsbook.
Do I incur additional charges using Apple Pay?
No, there are no fees on Apple Pay deposits you make.
Will Apple Pay let me withdraw my winnings?
Unfortunately, you don’t have the option to withdraw your winnings using Apple Pay. You can pick another payment option like a credit or debit card for this purpose.
Are welcome offers open to Apple Pay Users?
Yes, you can claim welcome offers if you use Apple Pay – unless the online betting operator states the opposite in its terms and conditions. You’re more likely to find welcome offers for Apple Pay than offers for Skrill, Neteller, and other e-wallets.
Am I better off using Apple Pay than PayPal?
Focusing on the financial pros and cons, Apple Pay is on an even playing field with other payment options like PayPal. It does offer certain control and security features that make it stand out among various digital payment options.
Does Apple Pay support multiple cards?
Yes, you can set up multiple bank cards on your Apple Pay. However, you must pick a default card in your device settings if you have more than one card.